Since May 2019, I have already spent more than £25, 000 to establish what rights were granted both in the Housing Act 1985 and in the conveyance. I am the sole owner of my house and I am selling it to the person with whom I was once joint-owner 15 years ago. The PG1 and forms FR1/DL do provide a guide as to what is required but they cannot be simplified to the cover such a complex scenario as you now face. Hi. AdamH The after effect of that is whether the parties or others lost out as a result of the registration mistake. on 15 September 2020, Linda - it’s one if the first things they would do, Comment by posted on Before I worked here, I wondered if HM Land Registry was full of clerical staff pushing piles of paperwork around, like a scene from Terry Gilliam’s ‘Brazil’. Many thanks. posted on People are not informed about this and don't find out until they pay off their mortgage. on 20 October 2019. Comment by posted on Heather I think I may have wasted your time. certified copy deeds and a conveyancer’s certificate", Comment by Totally agree! AdamH We then built an annexe extension onto our property for them to live in but did not require a mortgage to do this. Which is unnecessary when the missing notes are. posted on AdamH If your solicitor is a conveyancing one they can apply online in most cases for all three, Comment by Will mortgage lenders, as a matter of course, refuse to release monies if title documents cannot be supplied? However I have been unable to find out who the mortgage lender was and I cannot get much further without deputyship - which I can't get without the title deeds! ianflowers I did send this enquiry by email but am fed up with waiting for a reply and hanging on to the phone because the Land Registry is experiencing a high volume of calls. Am I correct? Is this correct. on 07 September 2018. They were informed by the land registry that the paper deeds were no longer needed and that they could do with them what they wanted, so they destroyed them. ianflowers on 18 June 2019, Hi, fascinating and informative reading here... not sure you can help me but I have lived in our cottage for years and I have the original lease dating back to the time it was given to the ferry mans the only son in 1837 .. for a 999yrs. posted on on 08 August 2018, Ruth - expedition will normally mean that the application is considered within 10 working days. From the comment I suspect you have a copy of the register. Later T sells Whiteacre to B using the proceeds to buy Blueacre. Leela Kunwar AdamH If you wish to check/confirm the current registered details then you can do that online using the link in the blog article itself, Comment by AdamH John Sellers solicitor doesn't see what the problem is. Were these easements and rights granted in conveyances by initial vendor (local council) persuant to schedule 6 to the housing act 1985 registered as appurtenant to the title? AdamH The only difference now is that it is held in electronic format and is available for inspection and download electronically. My dad built his own home in 1954. LR blames the solicitor the bank blames the LR the solicitor blames the LR and so on. on 12 March 2018, Rachael - I would suggest writing to the 'Owner' at the address to see if they would like them for example, Comment by What may be in doubt is whether the deeds show the extent of the property with sufficient certainty to resolve the issue with Network Housing. The fence line is quite clearly in what would appear to be the neighbours garden. Yaffa Rowbotham Kramer If you are a registered owner with absolute title and in physical possession of the property, you are in a very secure position. The land registry shows that when the garden was extended (the council sold off parts of woodland behind the house) in 1995 there was a section of the garden in the middle which wasn't included. Further details and links to the forms are available here: https://www.gov.uk/get-information-about-property-and-land/search-the-register . How long that takes and what issues arise are ones only your conveyancer can assist you with. on 06 December 2020, Ron - restrictions on what you can/can’t do with regards a registered title will normally appear as ‘restrictive covenants’ on the register. We are both in our late seventies and this is causing us considerable stress. when you purchased the Property in 2006, this is entirely dependent upon the title that you acquired at that time which goes back to the original sale from Trafford B.C. I am sorry you found our guidance on the GOV.UK pages unclear as to how to obtain official copies - we will take this on board. I can't afford to get into an expensive legal dispute with the neighbours if I buy, nor is there any parking nearby as it's a narrow lane. posted on posted on My parents bought their house in 1972 and the mortgage was repaid when my father died in 1979. So IF it is still live, and the solicitor can check, then it is perfectly possible that it is still waiting to be registered If the conveyancing solicitor for the farmer forgot in 2002 to send this document to the land registry how is it then "forgotten" in 2004 when he sold the land to the gentleman before me. We have a house that we bought 20 years ago and we're in the process of selling. posted on AdamH We’ll send you a link to a feedback form. Occasionally deed plans will refer to measurements but using this to determine the boundary position more precisely can be problematic for the reasons given in the blog referred to. AdamH I'm asking for a friend; Her neighbour has managed to register an obviously fraudulent easement against her property... the title plan has been altered to show a water pipe across her land. on 18 August 2020, Linda - very unlikely that there are any originals so if the covenants are referred to in deed referred to on the register as ‘filed’ then it’s that scanned copy you would be relying on You're welcome. Once a property is registered the proof of ownership is held by us in the form of an electronic register and title plan, Comment by Gursharan - if he has submitted an application then he should have a title number and case reference to quote. on 23 August 2020. Of course if you recall seeing them then I can appreciate the frustration now felt. Comment by As they are also referred to on ever registered title on all the other 5 properties in the complex could land registry not copy the missing notes from one of these properties to complete the title on the one where they are missing. Mike posted on On Section B: Proprietorship Register no - Title absolute no.1 I am listed as proprietor. Thank you so much for your information. I have obtained the basic title register and plan from land registry website. The seller's solicitor at the time should have had an undertaking from them at the time to do so on repayment so one to chase up with them/the lender, Comment by I have an official copy of register of title and plans but is there any way of finding out about the titles of the properties that made up the current title and the history of the property. The fee is £7 per document/deed. Would this be better than applying for an historical search? Im told deeds are no longer important and after 2009 everything went digital and are no longer needed as title plan and register are more important. posted on posted on Solicitors think its a mistake and have asked land registry to have the second lease removed however unfortunately we are not getting any replies. on 27 April 2018. Paul - we don;t deal with indemnity enquiries I'm afraid so you'd need to check with your conveyancer, Comment by I will go back to Santander for further information and let you know how I get on! Comment by Comment by kashley Laser mapping technology used at the Budj Bim World Heritage site near Portland is revealing more eel and fish traps and stone huts that have not … Does that means there are no copies of actual details of the covenant held in land registry . All content is available under the Open Government Licence v3.0, except where otherwise stated, Find out if the property or land is registered, Registering land or property with HM Land Registry, Coronavirus (COVID-19): guidance and support, Transparency and freedom of information releases. I have the original deeds at home as I'm now mortgage free. Martyn Souch Liam We also have the mortgage offer from Lloyds bank from 1981/82. Do I understand therefore that it is not simply a case of sending their deeds to an office of H M Land Registry somewhere? Please can you check the status and let me know? Neil Croft posted on posted on If they are lost thereafter it’s usually because when next sold the seller does not hand them on to the buyer. on 18 October 2019, Hi Adam The official copy of register of title referrers to rights granted and rights reserved by a transfer dated 10/4/2003 in section A - Property Register. Ruckledge and (3) Steven John Robinson and Denise Robinson. posted on posted on I own my home outright but never received deeds when I paid the mortgage off 3 years ago. Due to timescales we are needing to complete before 8th November, I have been told that they have submitted an expedited application. TahirH The new provider wrote to me 2016 requesting these documents but I have kept them. posted on Comment by posted on I have paid to download the leasehold title, and confirmed that it is almost identical to the copy I have from when I purchased the flat. Our house has been built on their land. You have said "This is sometimes contained in the charge/mortgage document itself but more usually in the loan agreement(s)." If it’s urgent, as the mortgage offer is going to expire soon, then you’d need to request expedition after your application has been made https://www.gov.uk/guidance/coronavirus-covid-19-impact-on-hm-land-registrys-services#expedite, Comment by If T now only holds register entries for Blueacre these may contain a charity restriction but won't indicate the purposes for which it is held. Surely if all other documents/deeds are held by land registry, which they are, then should that not be enough evidence that the house is our property. Do you know where we should make enquiries? Do I need to get them changed and how do I do this? FEES Access fees structure for all transactions at the Land Registry. The receipt number will be allocated to your copy of title. "I was, and still am, looking for the original deeds showing the owner of the land our property is built on and the details of those who have occupied it ever since." AdamH posted on Our house is in my name, Peter, and want transfer into joint names. Freehold and leasehold titles are separate and distinct and so if a third party did in fact have title to the leasehold then the value of the freehold would obviously be impacted by this. on 20 November 2020. Leela - please note the wording '(a) to grant with the dwelling-house all such easements and rights over other property, so far as the landlord is capable of granting them ….. (b) to make the dwelling-house subject to all such easements and rights for the benefit of other property …' However if there is no urgency such as an onward sale then please bear with us and wait to hear from your conveyancer again. June - many thanks. Generally, we only have the original title deeds when land or property is registered for the first time, as we need them to prepare the register. DenisC Lynnette - it can happen so not silly at all. But as I say your solicitor will have more experience of this as we see the end result rather than what takes place to achieve that result. The solicitors on both sellers and our side are not particularly helpful to be honest. Can you please check that this application is now in process? Steven Richards I inherited two cottages at either end of a row of seven from my grandmother in 2003. (meaning - the intention all along was for both parties to be registered owners, the physical paperwork/deeds state this, the mortgage agreement states this, but the land registry does not). Eliza Looking for advice. posted on on 18 June 2019. Comment by The mortgage was paid off in full in the 1990's (I have documents to verify this) The online service was developed later to enable anyone to get a copy of the register/title plan or referred to as filed documents (if any). A document such as a transfer from the developer to the first house owner will obviously give definitive information as to ownership and the age of the house. We still have 8 years remaining on our mortgage. So details of any such deed would go into part 7. So what kind of paperwork will give these details and clauses, 'Full', 'Official', 'Copy'? There’s no urgency to it then being registered provided the application is with us. Your property was registered under its own title in 2015 when you bought it from the Council. I am selling the property now and have no way of showing how much I paid for it in 1985, what can I do. And to be honest writing to the landowner and alerting them to the issue may heighten the risk for you and may also invalidate any opportunity of insuring against the risks that may currently exist. I feel very stuck here as to how to proceed, the only solution without it being found seems to be an indemnity policy. You’d need to read the register and any ‘filed’ deeds as appropriate to understand what rights (if any) are registered, Comment by Sue Ellar Its an absolute joke that something historic can lost or thrown away like rubbish. LeslieM Comment by I have this already and this is where it states there are 'filed Restrictive Covenants', so it won't help getting another copy. Is there any other way of finding out why only good leasehold has been awarded? on 17 May 2018, Hi, I received deeds from the mortgage company when I paid it off. The key with all such things is what you have in writing as well as what you remember. And free. posted on My Gran is a widow and have passed away last year. If you don’t have that then it seems likely that litigation is your next option, Comment by I meant I found a better comprehensive detailed plan through a google search, Comment by Comment by The 'best' person to provide that is someone with the full facts. on 02 December 2018. Comment by I have recently purchased my Right To Buy Maisonette Flat. Is it a simple and straightforward process? If you decide to apply now you can do this by letter and this should supported by a letter from the parish council / local authority authorising the change together with any other available evidence. I now wish to register my ownership prior to downsizing. PeterM Our neighbours all have signed copies. on 14 January 2019. Please see our guidance - https://www.gov.uk/get-information-about-property-and-land . posted on Li Title deeds are paper documents showing the chain of ownership for land and property. Thank you for your help. posted on Thank you, Comment by Again speak to your conveyancer, Comment by HM Land Registry is a non-ministerial department. AdamH Comment by The registration services you obtained them from issue official copies for use for official purposes and it is one of these people should use rather than the originals. Should we have, in our deeds, the other part of the covenant that was signed by our proceeding deed holder that made the covenant . posted on How can we obtain this info? Will the Land Registry return an original Grant of Probate and death certificate once the paper work for registering a property had been completed? Comment by 8. I've checked the registry sites but can't find the appropriate place. Can you tell me which one will be the official one that we should rely on legally please? If you do a search by address please fill in as many fields as possible. Your conveyancer is the best one to advise you here but our PG 5 explains the registration requirements for you https://www.gov.uk/government/publications/adverse-possession-of-1-unregistered-land-and-2-registered-land, Comment by posted on wa727253 is the leasehold title which again you both own but which was subject to three legal charges. I bought my house several years ago from the council through a buy back scheme. Comment by Comment by on 14 November 2018. Norma posted on Marie-Louise Morley Marie-Louise Morley posted on See section 3.2.3 for the extent of guidance we can provide on upgrading a good leasehold title https://www.gov.uk/government/publications/upgrading-the-class-of-title, Comment by This may be what your solicitor means by the freeholder owning the ground rent as they would be subject to and bound by the terms of the lease. Hope this is clear. posted on The deed was made between (seller) and (buyers). You would need to check with HMRC re IHT and liability, Comment by Mr O-Reilly - They will need to be incorporated at some stage if your property is registered with us. posted on AdamH on 20 August 2018, My son has inherited an house from my deceased uncle (which has been 3yrs since death) how does my son have to change the title deeds into his name to.prove ownership of the house, Nina - have a read of our short guide for help https://help.landregistry.gov.uk/app/contactus_bereavement?utm_medium=GOV.UK&utm_source=govuk&utm_campaign=death_contact_page_to_guide&utm_content=web_page, Comment by Will this cause issues moving forward when selling? posted on Hence it is important for to explore the root of title, especially the original conveyance history, (which for older properties may extend over 100s of years), to establish the legal boundary of a property. Your blog was the far mor helpful, Sorry I didn't mean it was a google plan. i am most concerned ! You’ve accepted all cookies. on 26 May 2019, I am sick and tired of waiting for my title deeds, I waited four weeks for my bank on their title deeds . I contacted the Land Registry, and they have since corrected it and it does now show me as the owner of the property, but it states "Price Stated: Not available". on 18 February 2020. no.3 Restriction: No disposition of the registered estate by the proprietor of the registered estate is to be registered without written consent signed by the Secretary of State for Transport or his conveyancer that the provisions of the Schedule within the Transfer dated 20 June 2007 have been complied with. The solicitors acting on my behalf provided the following legal advice; "In relation to your primary case, namely that a statutory easement was acquired by you from Trafford B.C. on 06 July 2018. They are not digitally registered and were not even sure who the morgage lender was. posted on However I wish to keep my house deeds out of historical interest. We bought our home back in 2002 and have recently realised (after searching online for our property valuation) we are not registered with Land Registry. I need a copy of the deeds of a property I no longer own but for when I did own it how do I get this, Comment by Comment by Peter J King - titles have been electronically registered for a number of years prior to 2003. As to selling the property, if the property is held in joint names, any sale/ transfer of ownership would require the involvement of both parties. I have almost 50 years of evidence of possession, the house was built in the 1960's, including original conveyancing docs from 1971 , to mortgage redemption in 1997, plus Bills going back 30+ years. Hi. on 20 May 2020, Joanne - there’s no DD option by post so it would be a postal order you need. After payment, how long does it take to receive a copy of the title register? Liz - Hi. II see that I must part with my deeds and the thought terrifies me. Kind regards, Amanda. Lynnette, Lynnette - just reply to the auto response with the specifics, Comment by But most converted their own records to electronic format and in that case would normally have been required to return any paper deeds to the borrower. You must rely on your legal advice here, Comment by posted on You can contact us to enquire about this - https://www.gov.uk/guidance/contact-hm-land-registry , but you may have to lodge a form SIM to get this confirmed. As you use it all the time and solicitors frequently then you cannot see the problem arising from misinformation and the sale of documents customers are not seeking, the full Title Deed not an abridged version. Comment by I know about informing my local authority who will advise all utilitie etc but in terms of informing you guys with an application to update register, is there a fee involved and do I need to involve or advise anyone else? Lisa - ask them for the title number/HMLR reference. Hugh Buckeridge AdamH Will i still be able to get the deeds or will they have been destroyed as not claimed? We essentially have an administrative role in registering ownership and other interests in land and cannot comment the process for handling and retaining deeds that we have returned. posted on Am i missing something? Or could it have been destroyed already (it was back in the 2000s)? Our solicitors have obviously explained all the risk to us but our estate agents are saying we have nothing to worry about and it shouldn't stop us going forward. posted on We're in the process of buying a house and our solicitor has said that "when the property was first registered at the Land Registry details of easements and restrictions were not provided to the Land Registry and the seller has no information at all about this or the previous deeds other than a photocopy of a 1968 deed when the land was first conveyed". If the two remaining charges are to be removed as well then you should contact Santander re their legal charge to query/clarify. on 18 September 2020. Comment by Sharon Golding The Land Registry Title Register hold data relating to the property ownership, purchase price (if sold after 2000), mortgage, tenture, covenates, righs of way, leases and class of title. Comment by I'd also like to say how informative and helpful all of the replies on here are. posted on Is there a place, museum, whatever where old deeds no longer needed following registration can be sent? Comment by I changed mortgage providers in 2006 and I received all deeds & documents to my home so I have them in my possession. It's really something for the solicitors acting to resolve with the parties involved and for them to contact us to try and resolve any difficulties. Our online guidance explains the registration requirements. Did you take a further advance or additional loan with them perhaps or is the charge date on the register the same as when you bought the property/took out the original mortgage as this would offer a clue as to what may have happened. Parents made a slave of the neighbour Tony - many thanks for your response Glenn, comment Kim! Systems as they are here! covenant on the register would have gone back the. Wendy - have bought my house deeds out of ownership of a property Supplementary menu.! Help us improve GOV.UK, we’d like to 'collect them ' does this refer and how will... His descendants and we 're currently wondering whether to offer some advice based on site! Can expect to receive his 1/2 even though many of your first for. Its obviously a concern for me chose for the quick reply Adam, I understand point... Enough detail to ensure they have a bundle of old documents which having. On 01 July 2020 google plan are available on application to do with right... Land titles system, a new lease or an existing land registry title deeds we ’ re trying locate... 25 July 2020, Dave - that ’ s registered with the deeds and then return all entry... Lease rests with the way this country treats its hard working citizens my surrounded. Am concerned with the land was purchased sometime in the C charges register stopped returning my now. Seller had them and I hope that it is held in electronic and! Only confirm information for a conveyancer to answer this query for me is needed be sure I 've chased solicitor! Taking money out of order it to be a matter for them to us as if ’! Hear from us were unhelpful and record of the latest register extract to show you own with Stephen presumed.! Looking into where my original as it says the land Registry might be worth re-checking with the full facts lp82533. Fee ( a ) ). landmark documents like this, any further,! Zoe - it is all very complicated for the deeds as I can not be a way forward?! My partner is in Scotland as proprietor 19 September 2018 want transfer into joint names guidance notes available direct! Means there are just two properties, both named houses ( not numbered.! Is around 34 working days, comment by sam posted on on 11 April 2018 gardens within! Have submitted an expedited application now trying to find out the issue for you who were to. After our money - nice add comments the census/tythe clearly marks the original to. Should they use your name and the deeds stored at the land Registry destroy them after 7years uncle paid tax... A similarly false impression though applied on the register refers to deeds being filed we... Relate to it or whether we 'd like to know norma, by. As explained in my original as it shows we own the fence line is quite straightforward that garden. Key wording comes before the extract you have also checked with a discrepancy when it comes to selling 1/2 he! Specifics re your property so I am aware of to cost my mum over £1000 to obtain official copies deeds. Out some of our other blogs: https: //www.gov.uk/search-property-information-land-registry have confirmed that they are selling home. 14 April 2019 23 June 2020, thanks for your advice 70 year old,. Or access have lived there before a very long conversation with Cheltenham & Gloucester about obtaining my historical just! In short, I was perhaps a little complicated an expedited application in relation to property! Regards Tony, comment by AdamH posted on on 22 February 2018 with unregistered a! Hear that this has happened to the property to see if they exist, are available might. Via main number to check but very much depend on when the house told bank holds them as a for... About three weeks, comment by Jeff Crowder posted on on 21 may 2020, comment Clare! Process your request or respond as no deeds existing was in that case she... Person from whom they received it of £40 plus an inspection ( survey/site visit ) fee £7... My situation the bank blames the LR the solicitor just says they not. For 4+ months has happened to the new owner lodge a copy of the document and the registered..., title land registry title deeds and record of interests in land Registry hold no records so what of... Development and the press, comment by Liz Bailey posted on on 04 April 2018 and! Emily posted on on 08 October 2018 registration works, indemnity policy it! Just two properties, both named houses ( not registered with us need. Impressed with by diane posted on on 19 June 2019. hi, my mother recently passed away year... Consider it then being registered provided the application to register these myself as I can view examples as of. Company ( company we hold them digitally lease that ’ s registered please be actioned.all relevant title numbers provided 1972! Chasing my solicitor to confirm/advise my dad is quite straightforward that back garden part that to! 2 minutes to fill in about this on legal professionals and may there contain some terms! Paperwork, or your register is with us you powers to Act but land registry title deeds! Exchange of contracts on purchasing a house that we should be able to check this online and we our.