Has anyone had any luck using Credit Karma's tool for filing a dispute with TransUnion about a collection account? Got the message - 4366191 - 2 By clicking one of these, you are giving either positive or negative karma to the post. Whether you file a dispute through Direct Dispute™ through Credit Karma or a dispute through TransUnion, if TransUnion makes a change to your report as a result of your dispute, you’ll see it on Credit Karma after we get the updated information from TransUnion. Credit Karma UK Limited is authorised and regulated by the Financial Conduct Authority under registration number 737743. ruled in my favor but I had no sooner hit the submit button - 6175595 - 4 Its been 3 months and i still havent received a second response to my second dispute. Pull your report from Annual Credit Report and see what the results are. Home I want to dispute activity on my Credit Karma Savings account*. Dont get me wrong, I'm glad Credit Karma's Direct Dispute feature (robot?) Credit Karma isn't the magic bullet. Last month I discovered Credit Karma and the ability to dispute a collection claim. Seeing changes on Credit Karma. It almost teeters on the verge of just being complete entertainment. What Is Reddit Karma? I waited a month and was unfortunately met with a "this account is correct" message or something to that effect when TransUnion completed their investigation. In most provinces, the credit reporting agencies – Transunion and Equifax in Canada – are required by law to verify the accuracy of any information you’re disputing. The dispute tool only required a couple of clicks. The thing is, Credit Karma shows its still under investigation and that they have 30 days to respond. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services companies or products. Credit Karma UK Limited is registered in England and Wales with company number 7891157. The point some are alluding to is that Credit Karma is fluff. It is this compensation that enables Credit Karma to provide you with services like free access to your credit score and report. There are well-established dispute procedures and policies. Seemed a little too easy. I was obviously thrilled and disputed the debt through CK citing "The balance is incorrect." They gave me the result for the first dispute but they haven't closed the investigation on the second dispute. Registered office: c/o Legalinx Limited, Tallis House, 2 Tallis Street, London, EC4Y 0AB. These are two separate disputes. Positive karma increases the number of points a post has, while negative karma decreases that number. Next to every Reddit post or comment are upvote and downvote buttons. Submitted a Sprint collections account dispute that was on my credit report through credit karma about 2 weeks ago!!! 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